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SC McDonald’s Employees #GetCovered While at Work

With only a week left before the deadline to sign up for  health insurance  in 2014 without penalties, groups across South Carolina and the nation are hard at work helping families get enrolled in the Affordable Care Act. Specifically, enrolling “young invincibles” in a marketplace plan is critical to the success of the new healthcare system. Here’s the story of one woman’s strategy for reaching young, low-wage workers in rural South Carolina — she meets them where they are.

McDonald EmployyesOver the last several months, Anne Fulcher, a Certified Application Counselor at Rural Health Services Health Center, has enrolled over 150 young adults employed at McDonald’s restaurants near Aiken, SC.

All of those enrolled were under 35 years of age and all qualified for tax credits.  Ms. Fulcher partnered with one of the local McDonald’s franchises and visited all seven of their stores, some more than once, between January and March 2014.   Many of these young adults have never had health insurance and were very excited about the addition of health coverage to  their lives.  Ms. Fulcher experienced similar results at local pawn shops and child care centers.

Worksite enrollment events have proven to be a best practice to reach the young and invincible in South Carolina and Georgia. During the week, most uninsured, low-wage workers are unable to take time off of work to learn about the Affordable Care Act or the coverage options available to them. Or they may not understand how affordable these plans could be for them and their families. Worksite enrollment strategies allow us to reach an audience not captured at other faith-based or community functions.

You can bet Anne Fulcher and her team at Rural Health Services, Inc. will be back at it this week working hard to help more of South Carolina’s uninsured have a chance to sign up for this important coverage.

Another enrollment event will be held on:

Tuesday, March 25, 2014 | McDonald’s
From 2:30 until the last employee who wants to enroll completes the process
1831 Georgia Avenue
North Augusta, SC 29841

 After open enrollment ends, worksite education fairs may prove equally effective to raise awareness about access to affordable health coverage in the Marketplace during special enrollment and open enrollment periods.

Congratulations Rural Health Services, Inc. on this successful best practice to enroll the young and invincible!  For more information, contact Ms. Fulcher at (803) 593-0261 or Gail Diggs, Outreach and Enrollment Coordinator at (803) 380-7013.

Where are the uninsured in South Carolina?

The Coverage Gap

report from the Kaiser Family Foundation predicts roughly 194,000 South Carolinians will fall into a health insurance coverage gap due to incomes above Medicaid eligibility levels, but below poverty limits. They earn too much to qualify for Medicaid, but not enough to qualify for Marketplace premium tax credits. Most of these people have very limited coverage options and are likely to remain uninsured.

Designers of the Affordable Care Act (ACA) relied on states expanding Medicaid as an integral part of the legislation in order to cover individuals under the new health care law. However, when the U.S. Supreme Court ruled expansion optional, some states, like South Carolina, opted out – creating the no man’s land Kaiser and other experts have discovered for South Carolinians and thousands of their fellow citizens across the country. 

Where are our uninsured in South Carolina?

Here are three maps showing where these 194,000 uninsured South Carolinians live…our neighbors, friends, and coworkers who fall into this health insurance coverage gap.

**These maps site the Federal Poverty Guidelines (see table at bottom of page).

The Medicaid Gap in South Carolina

Medicaid Gap by PUMA 2012

Uninsured Non-Elderly Adults | Below 100% Poverty Level

UnInsured aged 19-64 below 100 FPL 2012

Uninsured Non-Elderly Adults | Below 138% Poverty Level

UnInsured aged 19-64 below 138 FPL 2012

[all maps John Ruoff, The Ruoff Group]

2014 POVERTY GUIDELINES FOR THE 48 CONTIGUOUS STATES
AND THE DISTRICT OF COLUMBIA

Persons in family/household         Poverty guideline
1                                           $11,670
2                                             15,730
3                                             19,790
4                                             23,850
5                                             27,910
6                                             31,970
7                                             36,030
8                                             40,090
**For families/households with more than 8 persons, add $4,060 for each additional person

signupSC | SC Appleseed launches new healthcare Marketplace tool

Sign Up SC logo

signupSC is a website specifically built for providing valuable, credible, and up to date information on the Federal Health Care Marketplace. This site will serve as a resource for individuals, families and advocates in South Carolina to better understand how the Marketplace works.

With 117 days left to enroll in the health exchanges, we hope signupSC will help you better navigate the enrollment process. For those able to purchase health insurance by December 23, 2013 through the Marketplace, affordable, quality health insurance will be available for them starting January 1, 2014 - some for the very first time. While there have been challenges with getting the HealthCare.gov website up and running, there have been significant improvements made to the site and it can now handle more then 50,000 concurrent users. 

signup SC screenshot 2

We understand how critical it is for individuals and families to have access to quality, affordable healthcare. Many South Carolinians are suffering economic hardships and have preexisting medical conditions, previously making healthcare totally out of reach. Inability to afford healthcare can result in further hardship and crippling debt, so SC Appleseed is dedicated to helping those in need understand and access these important benefits.

Through  signupSC, we will:

  •  provide accurate information and helpful links to get enrolled
  • create a central place for you to find basic information about health insurance
  • help you learn how to protect yourself from being scammed
  • debunk the myths surrounding the Affordable Care Act
  • provide information about local resources throughout the state, including times and locations for Navigators (organizations who have been trained to get people enrolled).

signup SC banner

Please share signupSC with others – We can make the Affordable Care Act a success, and through reliable information found on this site, we are one step closer to helping those who are uninsured find coverage.

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