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Happy Anniversary, Failed-Repeal-Of-Obamacare!

One Year Later:
What if Congress Had Repealed the Affordable Care Act?

For too long, too many hard working Americans paid the price for policies that handed free rein to insurance companies with few protections for patients or providers. Nearly two years ago, President Obama signed health reform – the Affordable Care Act – into law. The law gives hard working families the security they deserve, makes insurance more affordable, ends the worst insurance company abuses and makes preventive care free for millions of Americans and everyone enrolled in Medicare.

One year ago yesterday, on January 19, 2011, the House of Representatives voted to repeal the law, and take us back to the days when insurance companies had the power to decide what care residents of the United States could receive – allowing them to once again deny coverage to children with pre-existing conditions, cancel coverage when people get sick, and place lifetime or low annual dollar limits on the amount of care people can get, even if they need it. What’s more, without the law, insurance companies could overcharge for insurance just to boost their profits.

Here are some of the statistics about what would have happened if Congressional Republicans had succeeded in repealing the Affordable Care Act:

  • 2.5 Million More Uninsured Young Adults. – 2.5 million young adults have been able to stay on their parent’s health insurance thanks to health reform.
  • 2.65 Million Seniors Pay $1.5 Billion More for Prescription Drugs. The Affordable Care Act provides a 50 percent discount on covered brand name prescription drugs for seniors and people with disabilities who hit the donut hole. This discount has saved 2.65 million seniors more than $1.5 billion through October 2011.
  • 24.2 Million Seniors Pay More for Preventive Care. The Affordable Care Act makes preventive care like mammograms and colonoscopies free for everyone with Medicare. Through November 2011, 24.2 million seniors have received free preventive services.
  • 45,000 Americans With Pre-Existing Conditions Remain Uninsured. As of November 2011, the Affordable Care Act’s Pre-Existing Condition Insurance Plan has provided insurance to 45,000 Americans who have been locked out of the insurance marketplace because of a pre-existing condition.
  • Insurance Companies Free to Cap Care for 102 Million Americans. Under the Affordable Care Act, insurance companies cannot drop your care when you get sick, or place a lifetime limit on your care. Today, the 102 million Americans whose health plan included lifetime dollar limits have seen their coverage expanded.
  • Insurance Companies Free to Drop Coverage for up to 15 Million Americans. The Affordable Care Act finally put an end to one of the most abusive practices of the insurance industry: retroactively canceling coverage for a sick patient based on an unintentional mistake in their paperwork. Before the health care law was signed, most of the 15 million people purchasing coverage in the individual market were vulnerable to this policy. Rescission often leaves people suddenly responsible for past expenses and with no coverage to pay for needed care.
  • 41 Million Pay More for Preventive Care. Approximately 41 million Americans are now enrolled in health insurance plans that must provide preventive services without cost sharing thanks to health reform. Continue reading

Check This Healthcare Fact Sheet; Know What You’re Owed

Preventive Services Covered by Private Health Plans Under the ACA

The Affordable Care Act created new requirements that private insurers cover preventive services, including routine immunizations, screenings for conditions such as cancer and high cholesterol, and preventive services for women. A new fact sheet from the Kaiser Family Foundation outlines these prevention requirements and discusses the impact they may have.

Under the ACA, private health plans – other than those that were in existence prior to March 23, 2010 and have “grandfathered” status – must provide coverage for a range of preventive services and may not charge any copayments, deductibles, or co-insurance to patients receiving these services. The majority of the preventive care requirements went into effect for non-grandfathered plans beginning on September 23, 2010; starting August 1, 2012, non-grandfathered insurance plans will be required to cover the additional services recommended for women’s preventive care. The fact sheet examines which types of preventive services must be offered to individuals in general and which preventive services must be offered to special populations such as children, youth and women. The fact sheet also includes a table with a summary of federally-recommended preventive services. Continue reading

Health Care Reform Has 820,000 Fans In South Carolina

Brittanie Turpin, 23, accumulated $20,000 in medical debt from emergency gallbladder surgery last year. “It’s pretty tough without insurance,” Turpin said. Under the Affordable Care Act, passed one year ago, Turpin will be able to stay on her mother’s insurance until she is 26. (Brad Nettles)

From The Post & Courier:

Benefits to S.C. so far

On its first anniversary, the Affordable Care Act has provided health care perks to at least 820,000 South Carolinians. The law is in effect, despite the fact that it is maligned by S.C. Republican leaders and faces court challenges and threats of congressional repeal. It is expected to cost the state between $1 billion and $5 billion over 10 years.

Here are some of the benefits so far for the state:

–46,900 seniors with high prescription drug costs have received rebate checks for $250.

–15,100 young adults can stay on their parents’ insurance until they are 26.

–758,000 Medicare enrollees can receive wellness visits and preventative screenings such as colonoscopies and mammograms without co-payments, co-insurance or deductibles.

–Thousands more South Carolinians will benefit as the law becomes fully effective. Various phases guarantee coverage for children with pre-existing conditions, lift lifetime limits on coverage, and ban insurance companies from taking advantage of an application mistake to drop coverage when an individual gets sick, among other provisions.

–$16.8 million to South Carolina so far for grants to hold down insurance premiums, build competitive insurance marketplaces, provide insurance to early retirees and strengthen public health and prevention efforts.

–Provides up to 57,896 small businesses in South Carolina with tax credits to offset the costs of purchasing coverage for their employees.

 

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